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How to File GST Returns Using Tally Prime 2025

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The introduction of Goods and Services Tax (GST) has simplified India’s indirect tax structure, but it has also made tax filing more intricate for businesses. In 2025, businesses need to stay compliant with GST regulations to avoid penalties. Tally Prime offers an efficient and user-friendly solution for managing GST and filing returns. In this article, Vivek Sharma explains the step-by-step process of GST return filing using Tally Prime, ensuring that your business remains compliant effortlessly.

➡ Explore Tally Prime for GST Compliance

1. What is GST Filing and Why is It Important?

GST filing refers to submitting your tax returns to the government to report your income, GST collected, and tax paid. Filing GST returns correctly is essential to avoid fines, interest, and legal complications.

Types of GST Returns:

  • GSTR-1: Sales return.
  • GSTR-3B: Monthly summary of income and tax paid.
  • GSTR-9: Annual GST return.

2. Step-by-Step Guide to Filing GST Returns in Tally Prime

Step 1: Enable GST in Tally Prime

  1. Open Tally Prime and navigate to the “Gateway of Tally” screen.
  2. Select “F11: Features” and enable GST under the “Taxation” section.
  3. Enter your GSTIN (Goods and Services Tax Identification Number) and other relevant details.

Step 2: Set Up GST Details for Transactions

  1. Create or modify the ledgers to specify the GST rates.
  2. Use the appropriate GST tax types (CGST, SGST, IGST) while entering sales and purchase transactions.
  3. Ensure that every transaction is recorded with the correct tax rates.

Step 3: Record Sales and Purchases

  1. For sales invoices, select the correct GST tax rate from the list (CGST, SGST, IGST) when recording the sale.
  2. For purchases, record the GST paid on the purchases accurately.
  3. Ensure that all input tax credits (ITC) are claimed properly for purchases.

Step 4: Generate GST Returns in Tally Prime

  1. Go to the GST Reports section under the “Display” menu.
  2. Select “GSTR-1” for sales or “GSTR-3B” for monthly summary.
  3. Verify the data by reviewing the sales and purchase transactions.

Step 5: Review and Validate the GST Data

  1. Check for discrepancies or missing transactions.
  2. Validate the entries and rectify any errors.
  3. Use the “Reconcile” option to match your purchase and sales data with GSTR-2A or GSTR-2B (purchase data from GST portal).

Step 6: Export GST Returns for Filing

  1. Once you’ve verified and reconciled the data, you can export the returns in JSON format from Tally Prime.
  2. Log in to the GST portal (www.gst.gov.in) and upload the exported file for GSTR-3B or GSTR-1 filing.
  3. Alternatively, file returns directly from Tally Prime if connected to a GST Suvidha Provider (GSP).

3. Key GST Reports in Tally Prime for Efficient Filing

  1. GSTR-1 Sales Report: Provides a summary of all sales transactions, categorized by GST rates.
  2. GSTR-3B Summary: Gives a consolidated view of the total tax payable and available ITC.
  3. GST Audit Reports: Helps in preparing the business for audits by ensuring tax calculations are correct.

4. Benefits of Filing GST Returns Using Tally Prime

  1. Accuracy: Automatic GST calculations reduce the chances of errors in returns.
  2. Efficiency: File returns quickly and stay compliant without manual calculations.
  3. GST Reconciliation: Easily reconcile your sales and purchase data with GSTN data for error-free filings.
  4. Timely Filing: File GST returns on time and avoid penalties and interest.

5. Common GST Filing Mistakes to Avoid

  1. Incorrect GSTIN: Ensure the correct GSTIN is entered for each transaction.
  2. Unclaimed Input Tax Credit (ITC): Ensure ITC on eligible purchases is claimed to reduce tax liability.
  3. Not Reconciled Data: Always reconcile your sales and purchase data with the government portal before filing.

6. Conclusion

With Tally Prime, filing GST returns has never been easier. The software’s automation features and GST compliance tools streamline the entire process, saving time and ensuring accuracy.

As Vivek Sharma, I recommend adopting Tally Prime for your business’s GST compliance needs to avoid penalties and streamline tax filing in 2025.

➡ Start Filing GST Returns with Tally Prime

How to File GST Returns Using Tally Prime 2025

Home, Personal finance

How to Redeem Credit Card Reward Points 2025 ?

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Credit card reward points are one of the most attractive benefits of using a credit card. From shopping and travel to cashback and vouchers, these points can be redeemed in various ways to maximize your savings. However, many cardholders are unaware of how to use their reward points effectively. In this article, Vivek Sharma explains the best ways to redeem credit card reward points in 2025 and unlock maximum value from your card.

➡ Check Credit Card Reward Programs Here

1. What Are Credit Card Reward Points?

Reward points are loyalty benefits offered by banks and credit card issuers for every transaction made using a credit card. These points can be accumulated over time and redeemed for various rewards.

How It Works:

  • Earn points for every ₹100 or ₹150 spent (varies by card).
  • Points can be redeemed for discounts, vouchers, or cashback.

➡ Find the Best Reward Credit Cards Here

A. Shopping Vouchers

Use your reward points to get vouchers for top brands like Amazon, Flipkart, or Myntra.

B. Travel Bookings

Redeem points for flight tickets, hotel stays, or travel upgrades.

C. Cashback

Convert your reward points into cashback and use it to pay your credit card bill or offset future purchases.

D. Merchandise

Redeem points for electronics, gadgets, or home appliances from the bank’s rewards catalog.

  • Tip: Compare the value of points before redeeming for merchandise.

E. Fuel Redemption

Use points to get discounts on fuel purchases at partner petrol pumps.

  • Example: ICICI Bank Coral Card offers fuel redemption options.

3. How to Check Your Reward Points Balance

  • Mobile App: Most banks have apps where you can track your points in real-time.
  • Online Banking: Log in to your account and check the “Rewards” section.
  • Monthly Statements: Your credit card statement includes a summary of earned and redeemed points.

➡ Access Your Credit Card Account Online Here

4. Tips to Maximize Reward Points

  1. Use the Right Card for the Right Purchase:
    • Use a shopping card for retail purchases and a travel card for bookings to earn higher points.
  2. Check Expiry Dates:
    • Reward points often have an expiration period (usually 2-3 years). Redeem them before they expire.
  3. Leverage Bonus Categories:
    • Many cards offer 2x or 5x reward points on specific categories like dining or e-commerce.
  4. Combine Points with Offers:
    • Redeem points during festive sales or special promotions for added value.
  5. Opt for Co-Branded Cards:
    • Co-branded cards like Flipkart Axis Bank or Amazon Pay ICICI offer higher reward rates on partner platforms.

➡ Apply for Co-Branded Credit Cards Here

5. Best Credit Cards for Reward Points in 2025

  • HDFC Regalia Credit Card: Earn 4 points per ₹150 spent, redeemable for travel and shopping.
  • Axis Bank Vistara Credit Card: Convert points into Vistara miles for free flight tickets.
  • Citi PremierMiles Credit Card: 10 miles per ₹100 spent on airline bookings.
  • SBI SimplyCLICK Credit Card: Earn 10x reward points on online spends with partner stores.

➡ Compare Top Reward Credit Cards

6. Things to Keep in Mind While Redeeming Points

  • Compare Redemption Options:
    • Not all rewards offer the same value for points. For instance, travel redemptions often provide better value than merchandise.
  • Understand Conversion Rates:
    • Know how many points are needed for each type of reward.
  • Check Redemption Charges:
    • Some banks charge a nominal fee for processing rewards.

Conclusion:

Credit card reward points are a fantastic way to save money and enjoy exclusive perks. By understanding how to redeem them effectively, you can maximize the value of your credit card and enhance your financial benefits.

As Vivek Sharma, I recommend staying updated on your credit card’s reward program and leveraging these points to enjoy more savings and perks in 2025. Stay connected with Computer Academy for more financial tips, credit card recommendations, and money-saving strategies.

➡ Apply for Reward-Based Credit Cards Here

How to Redeem Credit Card Reward Points in 2025

Home, Personal finance

Top Credit Cards with No Annual Fees in India (2025)

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In 2025, having a credit card doesn’t have to come with high annual fees. Several banks in India now offer no-annual-fee credit cards packed with features like cashback, reward points, and discounts. These cards are ideal for first-time users, budget-conscious individuals, and those who want to enjoy benefits without worrying about recurring charges. In this article, Vivek Sharma lists the top no-annual-fee credit cards in India and their key features.

➡ Apply for No-Fee Credit Cards Here

1. Amazon Pay ICICI Credit Card

  • Why It’s Great:
    • Best for frequent Amazon shoppers.
  • Key Features:
    • 5% cashback for Amazon Prime members.
    • 1% cashback on all other spends, including fuel transactions.
  • Annual Fee: None.
  • Best For: Online shopping and everyday purchases.

➡ Learn More About Amazon Pay ICICI Card

2. HSBC Visa Platinum Credit Card

  • Why It’s Great:
    • Combines zero fees with excellent cashback and lifestyle benefits.
  • Key Features:
    • 3x reward points on dining, groceries, and online purchases.
    • 10% cashback on spends up to ₹10,000 in the first 90 days.
  • Annual Fee: None (Lifetime free).
  • Best For: Beginners and everyday use.

➡ Apply for HSBC Visa Platinum Card

3. Flipkart Axis Bank Credit Card

  • Why It’s Great:
    • Excellent for Flipkart and Myntra users.
  • Key Features:
    • 5% unlimited cashback on Flipkart and Myntra.
    • 4% cashback on preferred merchants (e.g., Swiggy, Uber).
  • Annual Fee: None for the first year (₹500 from the second year, waived if criteria met).
  • Best For: Online shoppers.

➡ Check Flipkart Axis Bank Card Details

4. IDFC FIRST Millennia Credit Card

  • Why It’s Great:
    • Lifetime free credit card with travel and shopping benefits.
  • Key Features:
    • 3x reward points on online purchases.
    • Complimentary airport lounge access.
  • Annual Fee: None (Lifetime free).
  • Best For: Frequent travelers and first-time credit card users.

➡ Explore IDFC FIRST Millennia Card

5. Standard Chartered Rewards+ Credit Card

  • Why It’s Great:
    • Focused on earning rewards for everyday spending.
  • Key Features:
    • 5x reward points on dining and fuel spends.
    • Complimentary movie tickets on selected platforms.
  • Annual Fee: Waived on spending ₹12,000 annually.
  • Best For: Dining and fuel expenses.

➡ Apply for Standard Chartered Rewards+ Card

6. Kotak Fortune Gold Credit Card

  • Why It’s Great:
    • Simple and hassle-free card with no hidden charges.
  • Key Features:
    • Fuel surcharge waiver.
    • Easy EMI conversion for large purchases.
  • Annual Fee: None (Lifetime free).
  • Best For: Budget-conscious users.

➡ Learn About Kotak Fortune Gold Card

7. SBI Unnati Credit Card

  • Why It’s Great:
    • Great entry-level card with a refundable security deposit option.
  • Key Features:
    • 1% cashback on spends above ₹500.
    • No annual fee for the first 4 years.
  • Annual Fee: None (for 4 years).
  • Best For: New credit card users and beginners.

➡ Explore SBI Unnati Card Details

8. IndusInd Bank Platinum Aura Edge Credit Card

  • Why It’s Great:
    • Perfect for earning rewards on lifestyle and travel spending.
  • Key Features:
    • Reward points on dining, entertainment, and shopping.
    • Discounts on hotel and travel bookings.
  • Annual Fee: None (Lifetime free).
  • Best For: Lifestyle and travel benefits.

➡ Apply for IndusInd Platinum Aura Card

9. YES Prosperity Edge Credit Card

  • Why It’s Great:
    • Offers great rewards on retail and dining spends.
  • Key Features:
    • 5x reward points on groceries and dining.
    • 2x points on other categories.
  • Annual Fee: Waived on spending ₹2,50,000 annually.
  • Best For: Retail and dining enthusiasts.

➡ Learn More About YES Prosperity Edge Card

10. RBL Bank ShopRite Credit Card

  • Why It’s Great:
    • Designed for grocery shopping and everyday needs.
  • Key Features:
    • 5% cashback on groceries.
    • 1 reward point for every ₹100 spent on other categories.
  • Annual Fee: ₹500 (waived on spending ₹1,50,000 annually).
  • Best For: Grocery shoppers.

➡ Check RBL ShopRite Credit Card Details

How to Choose the Best No-Annual-Fee Credit Card

  1. Analyze Spending Habits:
    • Choose a card that aligns with your frequent spending categories (e.g., groceries, travel, or shopping).
  2. Compare Perks:
    • Look for cards with added benefits like cashback, reward points, and lounge access.
  3. Eligibility Criteria:
    • Ensure you meet the income or deposit requirements for the card.

➡ Compare No-Fee Credit Cards Here

Conclusion:

No-annual-fee credit cards are an excellent choice for those who want to enjoy credit card benefits without worrying about recurring fees. The options listed above cater to various lifestyles and spending patterns, making it easier for you to find the perfect fit.

As Vivek Sharma, I recommend choosing a card that aligns with your financial goals and offers maximum rewards for your spending habits. Stay connected with Computer Academy for more financial insights and credit card recommendations.

Top Credit Cards with No Annual Fees in India (2025)

Home, Personal finance

Best Credit Cards for Travel Benefits in India (2025)

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If you love to travel, having the right credit card can make your journeys more affordable and enjoyable. From free airport lounge access to exclusive discounts on flights and hotels, travel credit cards offer a range of benefits tailored for frequent flyers and globetrotters. In this article, Vivek Sharma lists the best travel credit cards in India for 2025, highlighting their perks, features, and suitability.

➡ Apply for Travel Credit Cards Here

1. HDFC Bank Diners Club Privilege Credit Card

  • Why It’s Great:
    • Offers unmatched travel privileges for frequent flyers.
  • Key Features:
    • 12 complimentary airport lounge visits annually (domestic and international).
    • 4 reward points per ₹150 spent (redeemable for travel vouchers).
    • Complimentary travel insurance worth ₹50 lakhs.
  • Annual Fee: ₹2,500 (waived on spending ₹3,00,000 annually).

➡ Learn More About HDFC Diners Club Privilege Card

2. SBI Card Elite

  • Why It’s Great:
    • A premium card with a host of travel and lifestyle benefits.
  • Key Features:
    • Complimentary international and domestic airport lounge access.
    • 5x reward points on dining, movies, and departmental store spends.
    • ₹5,000 worth of welcome vouchers from top brands.
  • Annual Fee: ₹4,999.

➡ Apply for SBI Elite Card

3. Axis Bank Vistara Signature Credit Card

  • Why It’s Great:
    • Designed for frequent flyers with Vistara Airlines.
  • Key Features:
    • Complimentary Vistara Club Membership.
    • Free economy-class ticket as a welcome benefit.
    • 3 reward points per ₹200 spent and upgrades to premium flights.
  • Annual Fee: ₹3,000.

➡ Explore Axis Vistara Signature Card

4. American Express Platinum Travel Credit Card

  • Why It’s Great:
    • Best for earning travel vouchers through reward points.
  • Key Features:
    • Up to ₹29,500 worth of travel vouchers annually.
    • 4 complimentary airport lounge visits every quarter.
    • Bonus points for spending ₹1.9 lakh and ₹4 lakh in a year.
  • Annual Fee: ₹3,500 (first year), ₹5,000 (renewal).

➡ Learn About AmEx Platinum Travel Card

5. ICICI Bank Sapphiro Credit Card

  • Why It’s Great:
    • A premium card offering a mix of travel and lifestyle benefits.
  • Key Features:
    • Complimentary international and domestic lounge access via Dreamfolks membership.
    • 4 reward points per ₹100 spent on international transactions.
    • Complimentary rounds of golf and dining discounts.
  • Annual Fee: ₹6,500.

➡ Apply for ICICI Sapphiro Credit Card

6. IndusInd Bank Legend Credit Card

  • Why It’s Great:
    • Perfect for luxurious travel experiences.
  • Key Features:
    • Unlimited complimentary airport lounge access.
    • Travel insurance coverage for lost baggage, flight delays, and more.
    • Concierge service for travel and bookings.
  • Annual Fee: ₹4,999.

➡ Explore IndusInd Legend Card

7. Kotak Royale Signature Credit Card

  • Why It’s Great:
    • Ideal for travelers seeking rewards and cashback on bookings.
  • Key Features:
    • 2x reward points on travel and international spends.
    • Fuel surcharge waiver and complimentary airport lounge access.
    • Travel insurance for lost baggage and medical emergencies.
  • Annual Fee: ₹1,499.

➡ Learn About Kotak Royale Signature Card

8. Citi PremierMiles Credit Card

  • Why It’s Great:
    • Best for earning air miles redeemable across multiple airlines.
  • Key Features:
    • 10 miles per ₹100 spent on airline transactions.
    • Miles never expire and can be used for flights, hotels, and car rentals.
    • Complimentary airport lounge access.
  • Annual Fee: ₹3,000.

➡ Check Citi PremierMiles Credit Card Details

9. Standard Chartered Emirates World Credit Card

  • Why It’s Great:
    • Exclusive perks for Emirates flyers.
  • Key Features:
    • Earn Skyward Miles on every spend.
    • Complimentary Emirates Skywards Silver membership.
    • Discounts on Emirates tickets and hotel bookings.
  • Annual Fee: ₹3,000.

➡ Apply for Standard Chartered Emirates World Card

10. YES FIRST Preferred Credit Card

  • Why It’s Great:
    • A great card for frequent domestic travelers.
  • Key Features:
    • Complimentary lounge access across major airports.
    • Reward points on travel and shopping spends.
    • Low forex markup fees for international transactions.
  • Annual Fee: ₹2,500.

➡ Explore YES FIRST Preferred Card

How to Choose the Right Travel Credit Card

  1. Analyze Your Travel Habits:
    • Choose a card that offers maximum benefits for the airlines or hotels you frequently use.
  2. Check Annual Fees vs. Benefits:
    • Opt for a card where the rewards and perks outweigh the annual fee.
  3. Look for Lounge Access:
    • Cards with complimentary lounge access make long layovers more comfortable.

➡ Compare and Apply for Travel Credit Cards

Conclusion:

Travel credit cards are an excellent way to make your journeys more rewarding and cost-effective. The options listed above cater to various travel needs, from international flights to domestic getaways.

As Vivek Sharma, I recommend exploring the features of these cards and selecting one that aligns with your travel goals. Stay connected with Computer Academy for more insights into financial tools and credit card recommendations.

Best Credit Cards for Travel Benefits in India (2025)

Home, Personal finance

How to Improve Your Credit Score in 2025 10 Proven Tips

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Your credit score is a crucial factor that determines your financial credibility and impacts your ability to secure loans, credit cards, and even rental agreements. In 2025, with more financial products becoming accessible, maintaining a healthy credit score has become more important than ever. This article by Vivek Sharma provides 10 proven tips to help you boost your credit score effectively.

➡ Check Credit Card Offers Here

1. Pay Your Bills on Time

Payment history is one of the most critical factors affecting your credit score. Late payments can significantly lower your score.

2. Keep Your Credit Utilization Low

Credit utilization refers to the percentage of your credit limit that you’re using. Ideally, you should keep it below 30%.

3. Avoid Applying for Too Many Credit Cards

Every time you apply for a new credit card or loan, a hard inquiry is recorded, which can temporarily lower your credit score.

4. Check Your Credit Report Regularly

Errors in your credit report, such as incorrect personal details or unrecognized transactions, can hurt your score.

5. Maintain Older Credit Accounts

The age of your credit history plays a role in your credit score. Closing old accounts can shorten your credit history and lower your score.

  • Tip: Keep older accounts open, even if you don’t use them often.

6. Diversify Your Credit Mix

Having a mix of credit accounts, such as credit cards, personal loans, and car loans, can positively impact your score.

7. Pay Off Outstanding Balances

Carrying high balances on your credit card can negatively affect your score. Focus on paying off outstanding debts.

  • Tip: Use the debt snowball method by paying off smaller debts first or focus on high-interest debts.

8. Avoid Closing Accounts After Paying Them Off

Closing a credit card account after paying it off may lower your credit limit and increase your utilization ratio.

  • Tip: Keep the account open unless there’s an annual fee you want to avoid.

9. Use Credit Cards Smartly

Using your credit card wisely can help build a strong payment history.

10. Be Patient and Consistent

Improving your credit score takes time. Consistent good practices will yield positive results in the long term.

  • Tip: Focus on maintaining financial discipline and track your progress regularly.

Benefits of a Good Credit Score in 2025

  1. Lower Interest Rates: High credit scores make you eligible for loans with lower interest rates.
  2. Better Credit Card Offers: Access premium credit cards with high rewards and benefits.
  3. Faster Loan Approvals: Higher scores reduce processing time for loans and mortgages.

➡ Check Out Premium Credit Card Offers

Conclusion:

Improving your credit score is essential for financial stability and accessing better credit opportunities. By following these 10 proven tips, you can boost your score and secure your financial future in 2025.

As Vivek Sharma, I encourage you to start implementing these practices today. Stay connected with Computer Academy for more financial tips, resources, and tools to manage your credit effectively.

How to Improve Your Credit Score in 2025: 10 Proven Tips
Home, Personal finance

Top 10 Credit Cards in India for 2025: Benefits and Features

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In 2025, credit cards are more than just a payment tool—they’re a gateway to exclusive benefits like cashback, reward points, travel perks, and dining discounts. Choosing the right credit card can save you money and elevate your lifestyle. In this article, Vivek Sharma lists the top 10 credit cards in India, highlighting their key features, benefits, and ideal users.

➡ Apply for the Best Credit Cards Here

1. HDFC Bank Regalia Credit Card

  • Why It’s Great:
    • Premium benefits for frequent travelers.
    • Access to airport lounges worldwide.
  • Key Features:
    • 4 reward points for every ₹150 spent.
    • Complimentary insurance cover and concierge service.
  • Annual Fee: ₹2,500.

➡ Learn More About HDFC Regalia

2. SBI SimplyCLICK Credit Card

  • Why It’s Great:
    • Perfect for online shoppers.
  • Key Features:
    • 10x reward points on partner e-commerce websites like Amazon and Flipkart.
    • 1% fuel surcharge waiver.
  • Annual Fee: ₹499 (waived on annual spending of ₹1,00,000).

➡ Check SBI SimplyCLICK Details

3. ICICI Bank Coral Credit Card

  • Why It’s Great:
    • A well-rounded card for dining and entertainment.
  • Key Features:
    • 2 complimentary movie tickets per month via BookMyShow.
    • 15% discount at partner restaurants.
  • Annual Fee: ₹500.

➡ Apply for ICICI Coral Credit Card

4. Axis Bank Ace Credit Card

  • Why It’s Great:
    • Best for cashback lovers.
  • Key Features:
    • 5% cashback on utility bills, groceries, and food delivery through Google Pay.
    • Flat 2% cashback on all other spends.
  • Annual Fee: ₹499.

➡ Explore Axis Bank Ace Credit Card

5. American Express Membership Rewards Card

  • Why It’s Great:
    • Exclusive benefits for premium customers.
  • Key Features:
    • Earn 1,000 bonus points on spending ₹1,000 or more four times a month.
    • Redeem reward points for travel vouchers, gadgets, and more.
  • Annual Fee: ₹4,500.

➡ Learn About AmEx Membership Rewards

6. Citi Cashback Credit Card

  • Why It’s Great:
    • Best for cashback on utility bill payments.
  • Key Features:
    • 5% cashback on utility bill payments, movie tickets, and telephone bills.
    • 0.5% cashback on all other spends.
  • Annual Fee: ₹500.

➡ Apply for Citi Cashback Credit Card

7. Standard Chartered Super Value Titanium Credit Card

  • Why It’s Great:
    • Ideal for fuel and utility expenses.
  • Key Features:
    • 5% cashback on fuel, phone, and utility bill payments.
    • Easy EMI conversion for big purchases.
  • Annual Fee: ₹750.

➡ Learn More About Standard Chartered Super Value Card

8. YES FIRST Preferred Credit Card

  • Why It’s Great:
    • Great for lifestyle and travel enthusiasts.
  • Key Features:
    • Complimentary Priority Pass membership.
    • 4 reward points for every ₹200 spent.
  • Annual Fee: ₹2,500 (waived on spending ₹3,00,000 annually).

➡ Apply for YES FIRST Preferred Card

9. Amazon Pay ICICI Credit Card

  • Why It’s Great:
    • Best for Amazon shoppers.
  • Key Features:
    • 5% cashback for Amazon Prime members.
    • No joining or annual fees.
  • Annual Fee: None.

➡ Check Amazon Pay ICICI Card Details

10. Flipkart Axis Bank Credit Card

  • Why It’s Great:
    • Designed for Flipkart users.
  • Key Features:
    • 5% cashback on Flipkart and Myntra.
    • 1.5% unlimited cashback on all other spends.
  • Annual Fee: ₹500.

➡ Explore Flipkart Axis Bank Credit Card

How to Choose the Right Credit Card

  1. Understand Your Spending Habits:
    • Choose cards offering maximum benefits for your lifestyle (e.g., shopping, travel, dining).
  2. Check Fees and Charges:
    • Compare annual fees, interest rates, and late payment charges.
  3. Consider Reward Programs:
    • Opt for cards with high cashback, reward points, or discounts.

➡ Find the Perfect Credit Card Here

Conclusion:

Choosing the right credit card in 2025 can enhance your lifestyle and save you money on daily expenses. The options listed above cater to various needs, whether you’re a frequent traveler, online shopper, or someone who loves cashback.

As Vivek Sharma, I recommend exploring the features and benefits of each card and selecting the one that aligns with your financial goals. Stay tuned with Computer Academy for more insights and updates on the best credit card options in India.

Top 10 Credit Cards in India for 2025: Benefits and Features
Home, Latest trending

Top 10 Cybersecurity Certifications to Boost Your Career in 2025

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In an era where cyberattacks are increasing at an alarming rate, the demand for cybersecurity professionals is higher than ever. According to recent reports, the global cybersecurity market is expected to grow to $376 billion by 2029. For anyone looking to build a career in this high-demand field, earning a cybersecurity certification is the best way to start. In this article, Vivek Sharma shares the top 10 cybersecurity certifications you can pursue in 2025 to secure high-paying roles and advance your career.

1. Certified Ethical Hacker (CEH)

  • About the Certification:
    • Offered by EC-Council, CEH teaches you how to identify and fix vulnerabilities in computer systems through ethical hacking techniques.
  • Why Choose CEH?
    • Recognized globally by top employers.
    • Focuses on real-world hacking scenarios.
  • Key Skills: Penetration testing, network security, threat detection.
  • Average Salary: ₹8-20 LPA (India), $80,000-$130,000 (Global).

➡ Learn More About CEH

2. Certified Information Systems Security Professional (CISSP)

  • About the Certification:
    • Managed by (ISC)², CISSP is an advanced-level certification for experienced security professionals.
  • Why Choose CISSP?
    • One of the most respected certifications globally.
    • Covers eight domains of security, including risk management and cryptography.
  • Key Skills: Risk management, security architecture, access control.
  • Average Salary: ₹15-30 LPA (India), $110,000-$160,000 (Global).

➡ Get CISSP Certified

3. CompTIA Security+

  • About the Certification:
    • A beginner-friendly certification that focuses on core security concepts, network security, and compliance.
  • Why Choose CompTIA Security+?
    • Perfect for freshers entering the cybersecurity field.
    • Widely recognized across industries.
  • Key Skills: Network security, threat management, compliance.
  • Average Salary: ₹5-12 LPA (India), $60,000-$90,000 (Global).

➡ Learn More About CompTIA Security+

4. Offensive Security Certified Professional (OSCP)

  • About the Certification:
    • Focuses on penetration testing techniques and is considered one of the toughest certifications in the industry.
  • Why Choose OSCP?
    • Highly respected by employers looking for penetration testing experts.
    • Hands-on exam requiring practical hacking skills.
  • Key Skills: Advanced penetration testing, exploitation, report writing.
  • Average Salary: ₹12-25 LPA (India), $90,000-$130,000 (Global).

➡ Check OSCP Certification Details

5. Certified Cloud Security Professional (CCSP)

  • About the Certification:
    • Specializes in cloud security and is managed by (ISC)².
  • Why Choose CCSP?
    • Designed for professionals securing cloud-based environments.
    • Focus on cloud architecture, security operations, and compliance.
  • Key Skills: Cloud architecture, data security, compliance.
  • Average Salary: ₹12-22 LPA (India), $90,000-$140,000 (Global).

➡ Explore CCSP Certification

6. Certified Information Security Manager (CISM)

  • About the Certification:
    • Offered by ISACA, CISM focuses on IT security management and governance.
  • Why Choose CISM?
    • Ideal for professionals aspiring to leadership roles in cybersecurity.
    • Emphasis on managing enterprise security programs.
  • Key Skills: Security governance, risk management, incident response.
  • Average Salary: ₹18-35 LPA (India), $120,000-$170,000 (Global).

➡ Learn More About CISM

7. Certified Information Systems Auditor (CISA)

  • About the Certification:
    • CISA is an auditing-focused certification ideal for professionals ensuring system integrity.
  • Why Choose CISA?
    • Globally recognized for IT audit and control expertise.
    • Covers topics like IT governance, system auditing, and security.
  • Key Skills: IT governance, audit procedures, risk assessment.
  • Average Salary: ₹10-20 LPA (India), $80,000-$120,000 (Global).

➡ Get CISA Certified

8. GIAC Security Essentials (GSEC)

  • About the Certification:
    • A certification for entry-level professionals seeking foundational cybersecurity knowledge.
  • Why Choose GSEC?
    • Covers practical skills in network security and incident handling.
    • Ideal for beginners and intermediates.
  • Key Skills: Security monitoring, incident response, cryptography.
  • Average Salary: ₹6-12 LPA (India), $70,000-$100,000 (Global).

➡ Explore GSEC Certification

9. AWS Certified Security – Specialty

  • About the Certification:
    • Focused on securing AWS cloud environments, this certification is in high demand as cloud adoption rises.
  • Why Choose AWS Security Certification?
    • Ideal for professionals securing cloud infrastructure.
    • Covers identity management, data protection, and cloud monitoring.
  • Key Skills: Cloud security, AWS architecture, compliance.
  • Average Salary: ₹10-20 LPA (India), $90,000-$140,000 (Global).

➡ Get AWS Security Certified

10. ISO/IEC 27001 Lead Auditor

  • About the Certification:
    • This certification trains professionals to audit and implement ISO/IEC 27001 standards for information security.
  • Why Choose ISO 27001 Certification?
    • High demand for compliance specialists in industries like finance and healthcare.
    • Ensures expertise in auditing and implementing security controls.
  • Key Skills: Compliance auditing, risk management, ISO standards.
  • Average Salary: ₹10-18 LPA (India), $80,000-$130,000 (Global).

➡ Explore ISO 27001 Lead Auditor Training

Conclusion:

Cybersecurity certifications are crucial for staying competitive in 2025’s job market. Whether you’re a beginner or an experienced professional, earning one of these certifications can help you secure a high-paying role in this rapidly growing field.

As Vivek Sharma, I recommend starting with certifications like CEH or CompTIA Security+ for beginners, and advancing to CISSP or CISM as you gain experience.

Stay connected with Computer Academy for more tips, career guidance, and insights into trending certifications and courses.

Top 10 Cybersecurity Certifications to Boost Your Career in 2025