If you love to travel, having the right credit card can make your journeys more affordable and enjoyable. From free airport lounge access to exclusive discounts on flights and hotels, travel credit cards offer a range of benefits tailored for frequent flyers and globetrotters. In this article, Vivek Sharma lists the best travel credit cards in India for 2025, highlighting their perks, features, and suitability.
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1. HDFC Bank Diners Club Privilege Credit Card
- Why It’s Great:
- Offers unmatched travel privileges for frequent flyers.
- Key Features:
- 12 complimentary airport lounge visits annually (domestic and international).
- 4 reward points per ₹150 spent (redeemable for travel vouchers).
- Complimentary travel insurance worth ₹50 lakhs.
- Annual Fee: ₹2,500 (waived on spending ₹3,00,000 annually).
➡ Learn More About HDFC Diners Club Privilege Card
2. SBI Card Elite
- Why It’s Great:
- A premium card with a host of travel and lifestyle benefits.
- Key Features:
- Complimentary international and domestic airport lounge access.
- 5x reward points on dining, movies, and departmental store spends.
- ₹5,000 worth of welcome vouchers from top brands.
- Annual Fee: ₹4,999.
3. Axis Bank Vistara Signature Credit Card
- Why It’s Great:
- Designed for frequent flyers with Vistara Airlines.
- Key Features:
- Complimentary Vistara Club Membership.
- Free economy-class ticket as a welcome benefit.
- 3 reward points per ₹200 spent and upgrades to premium flights.
- Annual Fee: ₹3,000.
➡ Explore Axis Vistara Signature Card
4. American Express Platinum Travel Credit Card
- Why It’s Great:
- Best for earning travel vouchers through reward points.
- Key Features:
- Up to ₹29,500 worth of travel vouchers annually.
- 4 complimentary airport lounge visits every quarter.
- Bonus points for spending ₹1.9 lakh and ₹4 lakh in a year.
- Annual Fee: ₹3,500 (first year), ₹5,000 (renewal).
➡ Learn About AmEx Platinum Travel Card
5. ICICI Bank Sapphiro Credit Card
- Why It’s Great:
- A premium card offering a mix of travel and lifestyle benefits.
- Key Features:
- Complimentary international and domestic lounge access via Dreamfolks membership.
- 4 reward points per ₹100 spent on international transactions.
- Complimentary rounds of golf and dining discounts.
- Annual Fee: ₹6,500.
➡ Apply for ICICI Sapphiro Credit Card
6. IndusInd Bank Legend Credit Card
- Why It’s Great:
- Perfect for luxurious travel experiences.
- Key Features:
- Unlimited complimentary airport lounge access.
- Travel insurance coverage for lost baggage, flight delays, and more.
- Concierge service for travel and bookings.
- Annual Fee: ₹4,999.
➡ Explore IndusInd Legend Card
7. Kotak Royale Signature Credit Card
- Why It’s Great:
- Ideal for travelers seeking rewards and cashback on bookings.
- Key Features:
- 2x reward points on travel and international spends.
- Fuel surcharge waiver and complimentary airport lounge access.
- Travel insurance for lost baggage and medical emergencies.
- Annual Fee: ₹1,499.
➡ Learn About Kotak Royale Signature Card
8. Citi PremierMiles Credit Card
- Why It’s Great:
- Best for earning air miles redeemable across multiple airlines.
- Key Features:
- 10 miles per ₹100 spent on airline transactions.
- Miles never expire and can be used for flights, hotels, and car rentals.
- Complimentary airport lounge access.
- Annual Fee: ₹3,000.
➡ Check Citi PremierMiles Credit Card Details
9. Standard Chartered Emirates World Credit Card
- Why It’s Great:
- Exclusive perks for Emirates flyers.
- Key Features:
- Earn Skyward Miles on every spend.
- Complimentary Emirates Skywards Silver membership.
- Discounts on Emirates tickets and hotel bookings.
- Annual Fee: ₹3,000.
➡ Apply for Standard Chartered Emirates World Card
10. YES FIRST Preferred Credit Card
- Why It’s Great:
- A great card for frequent domestic travelers.
- Key Features:
- Complimentary lounge access across major airports.
- Reward points on travel and shopping spends.
- Low forex markup fees for international transactions.
- Annual Fee: ₹2,500.
➡ Explore YES FIRST Preferred Card
How to Choose the Right Travel Credit Card
- Analyze Your Travel Habits:
- Choose a card that offers maximum benefits for the airlines or hotels you frequently use.
- Check Annual Fees vs. Benefits:
- Opt for a card where the rewards and perks outweigh the annual fee.
- Look for Lounge Access:
- Cards with complimentary lounge access make long layovers more comfortable.
➡ Compare and Apply for Travel Credit Cards
Conclusion:
Travel credit cards are an excellent way to make your journeys more rewarding and cost-effective. The options listed above cater to various travel needs, from international flights to domestic getaways.
As Vivek Sharma, I recommend exploring the features of these cards and selecting one that aligns with your travel goals. Stay connected with Computer Academy for more insights into financial tools and credit card recommendations.