Struggling to track where your money goes every month?
Budgeting apps can help you monitor spending, set goals, and grow savings — all from your phone.
Here are the best money management apps in India for 2025, including free and paid options.
📱 7 Best Budgeting Apps in India (2025)
1️⃣ Walnut
- 🔄 Auto tracks SMS-based expenses
- 📊 Monthly budget planner
- 🧾 Splits bills with friends
- 💸 Reminds you about upcoming bills
- ✅ Free to use
📌 Best for: Beginners and students
2️⃣ Money View
- 🔍 Auto fetches bank transactions
- 💡 Budgeting, credit score & loans
- 🧮 EMI & bill tracking
- 🔐 Secure & private
- ✅ Free + optional credit services
📌 Best for: Salaried professionals
3️⃣ ET Money
- 💰 Tracks spending + investments
- 📈 Offers mutual fund recommendations
- 💼 Tax planner
- ☁️ Cloud backup
📌 Best for: Investors + tax savers
4️⃣ Goodbudget (Envelope Method)
- 📦 Based on envelope budgeting system
- 🤝 Share budgets with family
- 📲 Cross-device sync
- 🚫 Manual entry (not auto fetch)
📌 Best for: Couples or families
5️⃣ PocketGuard (International)
- 🧠 Shows how much you can safely spend
- 💳 Bank account integration
- 💸 Bill negotiation tools (US-specific)
📌 Best for: Advanced users (limited Indian support)
6️⃣ BharatBills
- 🇮🇳 Indian bill manager
- 💡 Tracks utility bills, rent, subscriptions
- 🔔 SMS-based reminders
- 💳 Payment tracking
📌 Best for: Tracking household expenses
7️⃣ Spendee
- 💹 Clean UI with spending insights
- 🌍 Currency conversion (great for travelers)
- 📤 Export data in Excel/PDF
- 🧾 Supports joint budgeting
📌 Best for: Travelers & multi-currency users
📊 Comparison Table
| App | Auto-Tracking | Budget Planner | Free Version | Best For |
|---|---|---|---|---|
| Walnut | ✅ Yes | ✅ Yes | ✅ Yes | Students, daily spenders |
| Money View | ✅ Yes | ✅ Yes | ✅ Yes | Salaried, freelancers |
| ET Money | ✅ Yes | ✅ Yes | ✅ Yes | Investors, tax planning |
| Goodbudget | ❌ Manual | ✅ Yes | ✅ Yes | Families, shared users |
| Spendee | ❌ Manual | ✅ Yes | ✅ Limited | Travelers, export data |
🔗 Internal Links
- Best Expense Tracker Apps for Freelancers in India
- How to Create a Monthly Budget That Actually Works
- Top Tax-Saving Mutual Funds to Pair with Budgeting
✅ Conclusion
You don’t need to be a finance expert to manage money.
With the right app, you can track every rupee, avoid overspending, and reach your savings goals faster.
📲 Download one today and take control of your financial life — only at: ComputerAcademy.in
