Diwali ka tyohar sirf roshni aur mithaiyon ka nahi hota, balki ye shopping ka bhi ek bada season hota hai. Is festive season mein, aap apni regular shopping ko aur rewarding bana sakte hain by using credit card reward points. Most credit cards reward points system offer karte hain jisme har kharidi par aap points earn karte hain.Reward Points Bonanza Lekin Diwali ke dauran kai banks in points ko multiply karke aur bhi fayda dete hain. Is article mein hum jaanenge kaise reward points system ka best use karke aap apne Diwali expenses ko aur rewarding bana sakte hain.
Reward Points Kya Hain?
Reward points ek tarike ka loyalty program hota hai jisme aap apni kharidari ke dauran points collect karte hain. Yeh points aap future purchases ke liye redeem kar sakte hain ya phir inhe gifts, vouchers, flights, ya discounts ke roop mein use kar sakte hain. Har bank apne customers ko different rates pe points deta hai, jaise:
- 1 reward point per ₹100 spent (Normal purchases)
- Extra reward points during festive season
Diwali ke time par kai banks apne reward points ko double, triple, ya even 5x tak multiply kar dete hain, taaki aapko apni festive shopping se extra fayda mile.
1. Popular Credit Cards Jo Extra Reward Points Offer Karte Hain
Aayiye jaante hain kuch aise top credit cards ke baare mein jo Diwali ke dauran reward points ka bonanza offer karte hain:
a) HDFC Bank Credit Cards
HDFC bank ke reward points program kaafi popular hai. Is Diwali ke dauran, aapko HDFC Regalia ya Infinia credit cards par electronics, fashion, aur online shopping platforms pe normal se 5x tak reward points mil sakte hain.
b) SBI Credit Cards
SBI ke SimplyCLICK aur Elite credit cards par online shopping aur specific retail partners jaise Amazon, Flipkart, aur Myntra par extra reward points milte hain. Diwali ke dauran, aap jewelry ya electronics purchases par bhi accelerated reward points ka fayda utha sakte hain.
c) Axis Bank Credit Cards
Axis bank ke Axis Magnus aur Axis Privilege credit cards har category pe reward points offer karte hain. Diwali ke liye ye bank specific categories jaise electronics aur home appliances pe multiplied reward points offer karta hai.
d) ICICI Bank Credit Cards
ICICI bank ke credit cards jaise Amazon Pay ICICI par aapko Diwali ke dauran online shopping pe extra reward points milte hain. Is card ka biggest advantage yeh hai ki aap in points ko direct cashback ke form mein use kar sakte hain.
2. Reward Points Bonanza Kaise Kaam Karta Hai?
Diwali ke time par kai banks apne customers ko accelerated reward points offer karte hain, yaani normal dinon mein aap jitne points earn karte hain, unhe multiple times badha diya jaata hai. Example ke liye:
- Agar normally aapko 1 reward point per ₹100 spent milta hai, toh Diwali ke time par wahi spend pe aapko 5x reward points mil sakte hain.
- In extra points ko aap travel bookings, shopping vouchers, ya phir product redemptions mein use kar sakte hain.
Example: Agar aap electronics kharidte hain aur ₹20,000 kharch karte hain, toh normal days mein aapko 200 points milte, lekin Diwali ke dauran agar 5x reward points milte hain, toh yeh count 1000 points ho jaata hai. Isse aap future purchases ke liye kaafi achha discount ya fayda le sakte hain.
3. Extra Points Kis Category Par Milte Hain?
Diwali ke time par kai banks selected categories par accelerated points offer karte hain. Kuch major categories jahan aapko zyada reward points mil sakte hain:
a) Electronics & Gadgets
Diwali par electronics kaafi kharide jaate hain, jaise mobile phones, laptops, aur home appliances. Banks is category pe special rewards aur points dene ke liye tie-ups karte hain. Electronics stores ya online platforms jaise Croma, Reliance Digital, ya Flipkart pe special reward points milte hain.
b) Jewelry
Diwali aur Dhanteras pe jewelry kharidne ka apna alag mahatva hota hai. Kai credit cards is time par jewelry stores par extra reward points provide karte hain. Agar aap jewelry purchases plan kar rahe hain, toh apne card ke special offers check zaroor karein.
c) Clothing & Fashion
Fashion aur clothing brands jaise Myntra, Ajio, Shopper’s Stop, aur Lifestyle ke saath kai banks tie-up karke special reward programs chalaate hain. Is category pe bhi aapko 2x ya 5x reward points mil sakte hain.
d) Online Shopping Platforms
Amazon aur Flipkart jaise popular online shopping platforms Diwali ke time par biggest sales lagate hain. Kai banks in platforms ke saath partnership karke extra reward points offer karte hain.
4. Kaise Karen Reward Points Redeem?
Reward points ko redeem karna kaafi easy hota hai. Kai credit card issuers in points ko redeem karne ke liye online portals ya apps offer karte hain. Yahaan kuch common redemption options diye gaye hain:
- Shopping vouchers: Aap apne points ko Amazon, Flipkart, ya kisi bhi retail brand ke vouchers mein redeem kar sakte hain.
- Flights aur Hotels: Travel bookings ke liye bhi reward points ka use hota hai. Kai credit card portals direct flight bookings aur hotel stay par points redeem karne ki facility dete hain.
- Product Redemption: Kai banks apne customers ko reward catalogs provide karte hain jisme aap points ko directly products jaise gadgets, kitchen items, aur electronics ke liye redeem kar sakte hain.
5. Tips for Maximizing Reward Points
Agar aap maximum reward points earn karna chahte hain, toh yeh tips aapke kaam aa sakti hain:
a) Category-wise Spending
Diwali ke time par specific categories jaise electronics, jewelry, aur online shopping par extra points milte hain. Aap apne rewards ke liye sabse zyada fayda uthane waali categories ko target kar sakte hain.
b) Partner Merchants Ko Choose Karein
Banks kaafi brands aur merchants ke saath tie-up karte hain jahan par aapko multiplied reward points milte hain. Aise partner stores ko identify karein aur wahaan se shopping karein.
c) Loyalty Programs Ko Combine Karein
Kai baar credit card rewards ko alag-alag loyalty programs ke saath combine kar sakte hain, jaise airlines ya hotel loyalty programs. Isse aap apne rewards ka aur zyada fayda le sakte hain.
d) Festive Offers Ka Pura Fayda Uthayein
Festive season ke offers ka smart use karne se aap multiple benefits le sakte hain. Cashback ke sath-saath reward points bhi maximize ho jaate hain.
Conclusion
Diwali ke time par Reward Points Bonanza aapki regular shopping ko extra rewarding bana deta hai. Har purchase par milne wale extra reward points aapko significant savings provide karte hain. Chahe aap electronics kharid rahe ho, jewelry ya kapde – reward points ke fayde ko miss na karein. Har credit card ke offers aur reward points ke rules ko check karein, taaki aap festive season mein apni shopping ka best value le sakein.Diwali reward points offersBest credit cards for DiwaliEarn reward points on DiwaliCredit card reward points redemption2024 reward points bonanzaDiwali reward points offersBest credit cards for DiwaliEarn reward points on DiwaliCredit card reward points redemption2024 reward points bonanza
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