Microsoft 365 vs Office 2021: Which One Should You Buy?

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When it comes to choosing between Microsoft 365 and Office 2021, it can be tricky to determine which one is the best for you. Both offer access to popular Microsoft tools like Word, Excel, PowerPoint, and Outlook, but they have distinct differences that might make one more suitable for your needs. Let’s compare both to help you decide which version to purchase in 2025.


1️⃣ Microsoft 365 (Subscription-Based)

What is it?
Microsoft 365 is a subscription-based service that includes access to the latest versions of Office apps (Word, Excel, PowerPoint, Outlook, etc.) along with additional services like OneDrive (cloud storage), Microsoft Teams (communication tool), and Skype (video calling).

Key Features:

  • Access to the latest features: Subscribers always get the latest updates and new features.
  • Cloud Integration: With Microsoft 365, you get 1TB of OneDrive cloud storage, enabling you to save and access your files from anywhere on any device.
  • Cross-platform compatibility: Microsoft 365 apps work on Windows, macOS, iOS, and Android devices.
  • Multiple devices: You can install Office apps on multiple devices and use them simultaneously with your Microsoft 365 subscription.
  • Premium Features: Access to premium features, such as advanced AI-powered tools in Excel and Word, and Teams collaboration tools.

Plans & Pricing:

  • Microsoft 365 Personal: $69.99 per year (1 user, 1TB OneDrive storage)
  • Microsoft 365 Family: $99.99 per year (up to 6 users, 1TB OneDrive storage per user)
  • Microsoft 365 Business: Pricing varies based on the business plan

Best for:

  • Business and enterprise users who need collaboration tools like Teams and cloud storage.
  • Frequent updaters who want access to the latest features.
  • People who need to install Office on multiple devices (Windows, Mac, iOS, Android).
  • Users who need cloud integration and file sharing.

2️⃣ Office 2021 (One-Time Purchase)

What is it?
Office 2021 is the traditional one-time purchase version of Microsoft Office that gives you access to the latest standalone version of Office apps (Word, Excel, PowerPoint, Outlook). Once purchased, there are no recurring subscription fees, and you own the software indefinitely.

Key Features:

  • No subscription fees: You pay once for Office 2021 and own it forever. No need to renew annually.
  • Offline use: Office 2021 works offline without needing a subscription or internet connection, making it ideal for those with limited internet access.
  • Fewer features than Microsoft 365: While you get the core Office apps, you don’t have access to cloud features, Teams, OneDrive storage, or regular feature updates.
  • Only for one device: Office 2021 is licensed for a single device (PC or Mac).

Pricing:

  • Office Home & Student 2021: $149.99 (includes Word, Excel, PowerPoint)
  • Office Home & Business 2021: $249.99 (includes Word, Excel, PowerPoint, Outlook)

Best for:

  • Casual users who don’t need constant updates or cloud integration.
  • People who prefer to make a one-time payment rather than paying annually.
  • Users who only need Office on one device and don’t need collaboration tools like Teams.
  • Students and families who need basic Office apps for academic or personal use.

Microsoft 365 vs Office 2021: Key Differences

FeatureMicrosoft 365Office 2021
Payment ModelSubscription-based (annual/monthly)One-time purchase
Access to Latest FeaturesYes (regular updates)No (only one-time release)
Cloud Storage1TB of OneDrive cloud storageNo cloud storage included
Cross-Platform UseAvailable on PC, Mac, iOS, AndroidLimited to one device (PC or Mac)
Collaboration ToolsMicrosoft Teams, SharePoint, etc.No collaboration tools
AI FeaturesYes (advanced AI tools in Word, Excel)No advanced AI tools
Offline UseAvailable with some features offlineFully offline use
Multiple Device UsageUp to 5 devices per user (depending on plan)One device only
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Which One Should You Buy?

Here are some scenarios to help you decide:

  • Choose Microsoft 365 if:
    • You want cloud storage and easy access to your files from anywhere.
    • You need constant updates and new features like AI-powered tools.
    • You need to use Office apps on multiple devices (Windows, Mac, iOS, Android).
    • You require collaboration tools like Teams and file-sharing capabilities.
  • Choose Office 2021 if:
    • You prefer a one-time payment and don’t want to commit to a subscription.
    • You’re okay with basic features and don’t need the latest updates or cloud integration.
    • You only need Office on one device and don’t require collaboration tools.
    • You need an offline version of the software for personal use.

Conclusion:

Both Microsoft 365 and Office 2021 offer great tools, but your choice should depend on your needs and budget:

  • Microsoft 365 is perfect for users who need cloud services, collaboration tools, multiple device use, and access to the latest features.
  • Office 2021 is ideal if you prefer a one-time purchase, offline work, and don’t need regular updates.

Ultimately, Microsoft 365 offers more flexibility and modern features, while Office 2021 offers simplicity and affordability for single-device users. Make sure to evaluate your requirements carefully before making the decision.


📌 Focus Keyword: Microsoft 365 vs Office 2021
💬 Meta Description: Compare Microsoft 365 and Office 2021 to determine which version is best for you in 2025. Learn about their features, pricing, and benefits to make the right choice.
🏷️ Tags: #Microsoft365 #Office2021 #OfficeComparison #BestOfficeSoftware

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