Agar aap student ho ya fresher job me ho, aur soch rahe ho ki ₹10,000 kaise bachaayein — to ye guide aapke liye hai. Sirf 3 mahine me savings ka goal achieve karna possible hai — discipline + smart planning se.
🎯 Target: ₹10,000 in 3 Months
👉 Monthly Savings Goal: ₹3,333
👉 Weekly Savings: ₹850 ke aas-paas
👉 Daily Saving: ₹120–₹130
🧠 Step-by-Step Saving Plan
1️⃣ Track Every Rupee
🛠 Tools:
- App: Walnut, OneScore, Monefy
- Manual: Excel Sheet / Google Sheets
👉 Har din ke kharche likho – chai se Netflix tak!
2️⃣ Create a Realistic Budget (50/30/20 Rule)
- 50% = Needs (rent, food, bills)
- 30% = Wants (entertainment, shopping)
- 20% = Savings (ye ₹3333/month yahi se aayega)
💡 Tip: Zyada kharcha jahan ho raha ho – us category me limit set karo.
3️⃣ Avoid These Daily Money Killers
🚫 Zomato/Swiggy = ₹300+/week
🚫 Daily cab = ₹100–₹200
🚫 Impulse shopping = unnecessary Amazon orders
✅ Solution: Home food + public transport + cart abandon trick
4️⃣ Use Cash Instead of UPI/Card
- Weekly ₹1000 cash nikalo
- Sirf usi me kaam chalao
- Jab cash khatam = no more spending
✅ Old-school but works 100%
5️⃣ Start a “No Spend Challenge”
🗓 Pick 1 day/week – jisme ₹0 spend
💡 Challenge friends too!
📈 ₹500–700 month me easily save ho jayega
💰 Bonus Saving Hacks
| Trick | Monthly Save | Notes |
|---|---|---|
| Recharge combo packs | ₹100–300 | Compare on apps like Paytm, Freecharge |
| Share OTT subscriptions | ₹200–400 | Netflix, Prime = split with friends |
| Stop unused subscriptions | ₹100–200 | Gym, apps, games |
| Use cashback/reward apps | ₹100+ | CRED, MagicPin, Paytm offers |
🔐 Where to Keep the Saved Money?
✅ Digital Piggy Bank: Open SBI Insta Saving Account
✅ UPI Wallets: Paytm, PhonePe – create “Saving Wallet”
✅ Mutual Funds: Try SIP in Liquid Funds (₹500/month)
🔗 Internal Links
- Best Budgeting Apps in India – 2025
- Top 5 Expense Tracking Templates (Free Download)
- Simple SIP Guide for Students & Beginners
✅ Conclusion
₹10,000 bachaana 3 mahine me mushkil nahi hai — bas thoda plan karna hoga. Choti-choti habits big results la sakti hain. Aaj hi start karo, aur end of 3 months me khud proud feel karo.
📢 Aur aise hi finance & tech tips ke liye daily visit karo: ComputerAcademy.in
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- Best UPI Wallets in India – Pros & Cons
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